UK Pension Calculators
Auto-enrolment, SIPP, State Pension, NI top-up and DB transfer values.
Pension calculators using HMRC 2026/27 figures, reviewed in-house against published data.
- Auto-enrolment minimums5% + 3% statutory.
- Pension tax reliefBasic / higher / additional rate.
- SIPP annual allowance£60k + carry forward.
- Taper (high earners)Above £260k income.
- State Pension forecast35 NI years for full.
- NI top-upBuy back gap years.
- 25% tax-free lump sum£268k LSA cap.
- Replacement ratio% of final salary.
- DB CETVDefined-benefit transfer values.