Age Calculator
Age · Retirement · Pension

UK Age & Pension Calculators

Age, retirement and pension — UK 2026/27 figures sourced from HMRC and DWP.

Age from date of birth

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Years to retirement

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The age calculator at the top is the simple version; the pension calculators handle UK auto-enrolment, SIPP allowance, State Pension forecasting, NI top-up and DB transfer values.

Popular calculators

Most-used calculators on this site — tap to open.

Age calculatorYears, days, weeks since DOB.State Pension forecastFrom your NI qualifying years.NI top-upBuy back gap years.Pension tax reliefBasic / higher / additional.

Guides & examples

Quick paths to the answer you need.

Pension formulasState Pension, SIPP, auto-enrolment, taper.Worked examplesTake-home, retirement gap, NI top-up payback.MethodologyDWP & gov.uk sources, triple-lock arithmetic.

Formulas & glossary

Plain-English definitions of the terms used across the calculators.

State Pension ageCurrently 66 for both men and women in the UK; rises to 67 between 2026 and 2028.
Qualifying yearsYou need 35 years of National Insurance contributions for the full new State Pension.
Triple lockState Pension rises annually by the highest of CPI, average earnings growth, or 2.5%.
Full new State Pension£241.30 per week for 2026/27 (£12,548/yr) — up 8.5% on 2025/26 via the triple lock.
Annual allowanceMaximum pension contributions for tax relief: £60,000/yr (2026/27).
Tapered allowanceAnnual allowance reduces by £1 for every £2 of adjusted income above £260,000, down to a £10,000 floor.
Auto-enrolment minimumCombined minimum pension contribution is 8% of qualifying earnings (3% employer + 5% employee).
SIPPSelf-Invested Personal Pension — a pension you control with wider investment choice than a workplace scheme.

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